Backpacker

Do you have a medical condition?

If you have any medical conditions at all, such as asthma, high blood pressure, depression or diabetes you must declare them to make sure your cover is valid.

Medical conditions information

Medical Conditions Quote

Our Backpacker insurance is designed with you in mind and for those of you who like to travel the world. If you are dreaming of the sandy beaches on Australia’s Gold Coast, looking to trek high in the Andes mountains in Peru to Machu Picchu or looking to do route 66 in America, then our travel insurance will provide protection when you need it most.

Like most travel insurance policies, A to Z Backpacker insurance will make sure your possessions are protected should they become lost or stolen, provide emergency medical treatment whilst abroad and protect you should you need to cancel or cut your trip short.

The difference with a Backpacker policy is it provides cover for non-manual work abroad. This includes work such as fruit picking and working in a bar or restaurant to earn extra money on your travels. Like our other policies it can be tailored to meet your needs should you wish to do activities or excursions whilst on your trip.

Handy tips and information when considering a Backpacker policy:

Be sure to declare any medical conditions when you buy your insurance. By not declaring your medical conditions for you or your family, it is likely to invalidate your policy should you wish to make a claim.
Always check the list of sports, excursions or activities to see what’s covered in the policy wording as some may have an additional fee payable to cover you whilst on your trip.
Make sure you list all the destinations you will be travelling to, to make sure you’re covered.

Please check the policy wording for full details.

Choose from three levels of cover

Below is a summary of some of the cover that is included as standard in A to Z policies. Terms, conditions, exclusions and sub-limits may apply. Please check our policy wording for full details. Other optional extras can be added as you go through the website, including Enhanced Gadget and Excess Waiver.

Included in this cover	Essential	Standard	Premium
Emergency medical and repatriation expenses	£10m	£10m	£10m
Excess	£100	£75	£50
Cancellation	£1,500	£3,000	£5,000
Curtailment (cutting your trip short)	£1,500	£3,000	£5,000
Personal possessions (baggage)	£1,000	£2,000	£3,000
Personal money	£500	£750	£1,000
Gadget damage, theft, loss	N/A	£750	£1,000
Personal accident
Missed departure	£300	£1,000	£1,250
Missed connection	£250	£750	£1,000
Personal liability	£2m	£2m	£2m
Legal costs and expenses	£25,000	£25,000	£25,000
Passport and other documents	£150	£200	£250
Event tickets	£150	£200	£250